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$100 - $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

Money spinning out before payday?

One quick request. Lenders in our network can respond.

Steady turns, steady weeks.

Check your options

Read this first

How it works

Complete the form

Provide your contact details and request amount. The form is TLS-encrypted.

Lenders consider

Your request is routed to participating lenders in our network for evaluation.

Lender funds, not us

If a lender approves and you accept the offer, the lender (not rotormoney.com) initiates the deposit. Funding timing varies by lender; some lenders may fund as fast as the next business day.

Frequently asked

How much does this cost?

rotormoney.com does not charge consumers for submitting a request. Lender APRs and fees vary. See our Rates & Fees page.

Will this affect my credit?

The initial match inquiry may be soft and may not affect your score. A lender that extends an offer may run a hard inquiry if you accept.

Why does my state matter?

Short-term lending rules vary widely by state. Some states are excluded. See our Lending Policy for the current list.

Questions people ask before they start

Is RotorMoney a lender?

No. RotorMoney is not a lender. We pass your request to lenders and lending partners in our network, and any lender that responds makes its own decision and sets its own terms.

What is the range I can ask for?

Requests generally run from $100 to $5,000. Not every lender offers the top of the range, and the amount you are offered depends on the lender, your state and your situation.

Does sending a request affect my credit?

Checking your options does not affect your credit score. A lender may run its own credit check as part of considering your request.

How long until I could have the money?

Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.

What should I have on hand before I start?

Usually a valid ID, a steady source of income, an active checking account, and a working phone and email. You must be 18 or older and a US resident.

Does RotorMoney charge me anything?

No. Using RotorMoney is free. Lenders pay us when we introduce a borrower; any loan costs are set by the lender and shown to you before you accept.